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Published monthly by United American
Insurance Company for the dissemination of information to its Agents. Home
Office permission must obtained prior to reproduction or other use of
this material.
© Copyright 2004, United
American Insurance Company, McKinney, Texas
All rights reserved.
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ProCare
Rate Approvals
A special mailing regarding ProCare
Medicare Supplement rate approvals for new business and
renewals has been mailed to General Agents in Connecticut,
Delaware, Kentucky,
Mississippi, Nebraska,
North Carolina, Pennsylvania,
South Carolina, Texas,
Utah, Virginia,
and West Virginia.
Check your state(s) ProCare rate memo
for complete effective date information and cut-off dates for
business written with old rates. If you did not receive this notice,
please contact the Agent Service Center at 800-925-7355.
Great news in Florida
and New Hampshire! UA has received
approval for no rate increases for 2004 on ProCare plans available
in these states.
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Attn: Utah Agents
Effective immediately, United American has received approval
to resume sales of the Critical Illness product, HealthGuard, in
Utah. Supplies may be ordered by contacting Agent Supply. |
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Attn: Louisiana Agents
Effective immediately, the new guaranteed minimum interest rate for the Deposit Fund Rider
is 3 percent in Louisiana. |
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Interest
Rate Set
The Lifestyle Annuity new money interest rate for the month of
January is 3.25
percent. Rates will continue to be reviewed and adjusted accordingly.
The Deposit Fund Rider new business interest rate for 2004 has been set at
3.00 percent.
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Attn: All Agents
Effective immediately, the Assessment Form CAF 8-02 has been updated to the
Assessment Form 12-03. Please check your supplies to ensure you are using the correct version of this form, and, if additional supplies are required, please contact
Agent Supply. |
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Marketing Tools Update
The Medicare Supplement Sales Presentation (MSP-02) CD-ROMs have been updated for 2004 and are now available through Agent Supply. CDs are $3 each. Order yours today! |
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Twelve Months Increase Free!
For policies sold in 2004, United American has increased its standard four-month waiting period for implementing new policy rate increases to 12 months for the states and plan codes listed below. We are able to do this because of favorable experience — low claims — on these plans. Policies sold in 2004, but not effective until 2005 when the applicant turns 65, are not eligible.
| State |
Plan |
Plan
Code |
| AL |
A,
F |
MO1,
MO5 |
| AZ |
B,
C, F |
HO2,
HO3, MO5 |
| KS |
F |
MO5 |
| MI |
G |
MO6 |
| MS |
B |
HO2 |
| MT |
A,
G |
MO1,
MO6 |
| NE |
F |
MO5 |
| NM |
F |
MO5 |
| OH |
F |
MO5 |
| OK |
A,
F |
MO1,
MO5 |
| OR |
C,
F |
HO3,
MO5 |
| TN |
F |
MO5 |
| TX |
F |
MO5 |
| UT |
F |
MO5 |
| WV |
F |
MO5 |
| WI |
ALL |
VO1-V6 |
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A Big UA Welcome!
United American is pleased to announce the addition of Dennis Rand to the UA Sales Administration team. Mr. Rand joins UA as the Vice President of Voluntary Benefits, and his primary responsibility will be to develop and oversee Worksite Marketing for
UA.
Dennis began his career in 1973 as an Agent for Life Investors Insurance Company located in Cedar Rapids, IA. From there, he moved to Central States Health & Life Co. and served as the Executive Vice President of Agency for 15 years. Mr. Rand then joined National Travelers Life as the Executive Vice President & Chief Marketing Officer, a position he held for 12 years before joining UA. Dennis also holds the designation of LLIF, which identifies him as LIMRA Leadership Instituted Fellow.
Dennis and his wife of 33 years, Joyce, are in the process of relocating to McKinney. Together they have two sons, one grandchild, and another grandchild on the way.
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January
2004
Medicare Supplement Revival Time! 