Articles:

ATTN: UA Agents Only
In an effort to help you write new business and maintain high persistency, UA will waive a portion of the $1,860 calendar year deductible amount required on our High Deductible Plan F Medicare Supplement policies for the last half of 2007.

For HDF policies with an effective date of July 1, 2007 and thereafter, United American will waive $500 of the 2007 annual deductible amount. The first $1,360 must be paid by the policyholder before policy benefits begin for 2007.

ATTN: New Hampshire Agents
Due to compliance issues, we no longer offer graded products on the MLAP Life applications in New Hampshire. Applicants who are underwritten as standard in New Hampshire may continue to purchase our policies.

UA Advertising Reminder:
Any type of sales or advertising materials, including print ads, TV or radio scripts, websites, e-mail messages, flyers, or direct mail pieces, must be submitted to the UA Home Office and approved PRIOR to publication or use. Please allow two to three weeks for the review and evaluation of your materials. If state approval is required, allow additional time. To have your piece approved:

1. Submit a completed Advertising Submission Form (F5985) and the materials to be reviewed through your General Agent. Download the form at www.uageneralagency.com/office.

2. Clearly identify the full name of the Company, United American Insurance Company, at least once in the body of the ad, preferably near the top.

3. Clearly identify the product or products for which the ad is created and be sure to include the policy form number(s) in the ad.

4. If the ad is for a Medicare Supplement policy, you must also include the Medicare Disclaimer at the end of the piece in no smaller than 10-point type. The disclaimer should read: United American Insurance Company is not connected with or endorsed by the U.S. government or the federal Medicare program.

5. When referring to UA Partners®, indicate that Partners is not insurance or part of any policy’s features or benefits. List it at the end of the ad copy and refer to it as the optional discount health services program.

6. Use words and concepts that your audience can understand. Avoid industry terms that the average person would not know. Also avoid ambiguous terms such as “comprehensive,” “the best,” or “the only.”

7. When referring to UA’s financial stability ratings, the correct format is A+ (Superior) by A. M. Best as of 6/06 or AA “Very Strong” by Standard & Poor’s as of 2/06.

8. Avoid quoting premium costs; too many variables may alter those figures.

9. Don’t use statistics that are more than two years old. Always provide the source and date for all statistics.

10. Don’t give too much information. You only want to generate interest, not give your sales presentation. Remember, when it comes to ad copy, less is more. Keep It Simple!

11. Save yourself time and trouble and use the already approved ads available in the AdCatalog at www.uageneralagency.com/office.