|
Published monthly by United American
Insurance Company for the dissemination of information to its Agents. Home
Office permission must obtained prior to reproduction or other use of
this material.
© Copyright 2004, United
American Insurance Company, McKinney, Texas
All rights reserved.
|
|
| Editor's
Notes |
ProCare
Approvals
A special mailing
regarding ProCare Medicare Supplement rate approvals for new
business and renewals has been mailed to General Agents in Florida.
Check your state(s) ProCare rate memo for
complete effective date information and cut-off dates for business
written with old rates. If you did not receive this notice, please
contact the Agent Service Center at 800-925-7355.
Interest Rates Set
The Lifestyle
Annuity new money interest rate for the month of July is 3.50
percent. Rates will continue to be reviewed and adjusted
accordingly. The Deposit Fund Rider new business interest
rate for 2005 has been set at 3.00 percent.
Good News!
A.M. Best has
confirmed United American and First United American’s A+
(Superior) rating for overall financial strength for another year.
The rating is assigned to companies that have a superior ability to
meet their ongoing obligations to their policyholders.
Reminder About The Summit
The Summit is
published monthly by First United American Life and United American
Insurance Company for the dissemination of information to their
Agents. It is not intended as advertising material. Permission
must be obtained from First UA or UA for reproduction or other use
of the material herein. Summit magazine is also available
for download at http://uageneralagency.com/uanews/default.htm.
Worksite Update
FLEXGUARD
is now approved for Worksite marketing in select states. See the
chart below for the most recent approvals. Remember to use the
proper application forms — the Worksite FLEXguard application is
UAGP.
WebCE Update
WebCE is an online
educational resource for our Agents to earn credit to maintain their
state-issued insurance licenses. The following are new features of
WebCE:
For more information about WebCE, log on to UA’s
co-sponsored website at http://ua.webce.com. |
|
4Advertising Reminders
Any type of sales or advertising materials, including print ads, TV
or radio scripts, flyers, or direct mail pieces must be submitted to
the Home Office for written approval prior
to publication or use. Please allow two to three weeks for the
review and evaluation of your piece. If state approval is required,
expect additional delays. Some tips for getting your piece approved:
1. Clearly identify the full name of the Company, United American
Insurance Company, at least once in the body of the
advertisement, preferably near the top.
2. If the advertisement is for a Medicare Supplement policy, you
must also include the
Medicare disclaimer at the end of the piece in no smaller than
10-point type. The disclaimer should read: United American
Insurance Company is not associated with Medicare, Social Security,
or any other government agency.
3. Clearly identify the products and services mentioned in the sales
piece.
4. Use words and concepts that your intended audience can clearly
understand. Avoid "industry" terms that the average person
would not know. Also, avoid using ambiguous terms such as
"comprehensive," "the best," or "the
only."
5. Use only the most recent facts and figures available when citing
general financial information or statistics about the Company, its
products, or its ratings. Always provide the source and date for any
statistic, and source dates should not be more than two years old. |
|
|
|
July
2005
Where Do You Stand for 2005? 
