Articles:

ProCare Rate Approvals
A special mailing regarding a ProCare Medicare Supplement Rate Approval for new business and renewals has been mailed to General Agents in Nevada.

Check your state’s ProCare rate memo for complete effective date information and cut-off dates for business written with old rates. If you did not receive this notice, please contact the Agent Service Center at 800-925-7355.

Plans HDF, K, L & Disability Approvals
Medicare Supplement Plans HDF, K, L, and Disability have been approved for sale in Alaska, Idaho, Iowa, and Tennessee. A special mailing has been sent to Agents working in these states. If you did not receive notification in the mail of these approvals, please contact the Agent Service Center at 800-925-7355. For additional materials, please contact Agent Supply.

UA Med-Supp Agents
In an effort to help you write new business and maintain high persistency, UA will waive a portion of the $1,790 calendar year deductible amount required on our High Deductible Plan F Medicare Supplement policies for the last quarter of 2006.

For HDF policies with an effective date of October 1, 2006 – December 31, 2006, UA will waive $1,000 of the 2006 annual deductible amount. The first $790 must be paid by the policyholder before policy benefits begin for 2006.

Remember, the calendar year deductible is set by the federal government each year and will most likely increase. The full amount of the 2007 deductible will be required beginning January 1, 2007, before policy benefits are payable.

FLEXguard & Good Sense Plan Rate Approvals
A special mailing regarding FLEXGUARD and Good Sense Plan rate approvals for individual and UAatWork new business and renewals has been mailed to General Agents in the following states:

FLEXguard: Alabama, Arizona, District of Columbia, Iowa, Kansas, Louisiana, Michigan, Missouri, Montana, Oklahoma, S. Dakota, Tennessee, Texas and Wyoming.

Good Sense Plan: Arizona, Idaho, Louisiana, Missouri, New Mexico, Oklahoma, S. Dakota, Wisconsin and Wyoming.

The new business effective date is October 15, 2006. Check your state(s) FLEXguard and Good Sense Plan rate memo for cut-off dates for business written with old rates. If you did not receive this notice, please contact the Agent Service Center at 800-925-7355.

Interest Rates Set
The Lifestyle Annuity new money interest rate for the month of September is 4.75 percent. Rates will continue to be reviewed and adjusted accordingly. The Deposit Fund Rider new business interest rate for 2006 has been set
at 3.00 percent.

Top Two HIPAA Plans For 2006
In compliance with HIPAA laws, United American’s top two health plans available to HIPAA-eligible applicants have been updated for 2006. Go to the website at
www.uageneralagency.com/office for the chart and underwriting instructions.

UA/First UA Promotional items available
Providing customers with give-a-way items can help promote sales. These are especially useful at industry trade shows, community events, or group presentations and work well as a “leave behind” gift when you visit a prospect. United American has a supplier that can provide you with novelty and specialty items. You will find a wide selection of high-quality items from this vendor. Clothing items such as shirts and jerseys are available, and the vendor also offers an excellent line of accessory items. Here’s how to order: Go to www.proteemsports.com/ua. user name is united; the password is agents. Both are case sensitive, so use lower case for both. You can order online, by e-mail or fax. Or call Tom Bryant, Pro Teem customer service representative, at 336-475-0339.