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Published monthly by United American Insurance Company for the dissemination
of information to its Agents. Home Office permission must obtained prior to reproduction or other use of
this material.
© Copyright 2001, United
American Insurance Company, McKinney, Texas
All rights reserved.
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Editor's Notes:
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ProCare Rate Approvals
A special mailing regarding ProCare Medicare Supplement rates for new business and renewal rate information has been mailed to General Agents in
Colorado, Connecticut and
Pennsylvania.
Check your state(s) ProCare rate memo for complete effective date information and cut-off dates for business written with old rates.
If you did not receive this notice, please contact the Agent Service Center at (800) 925-7355.
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Interest Rate Set
The Lifestyle Annuity new money interest rate for October
is
4.75%. Rates will continue to be reviewed and adjusted accordingly.
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UA
Office Online
When you need answers fast log onto www.uageneralagency.com/office. Our online community provides you with the information you need. Want to look at the current issue of the magazine? UA News is published on the internet each month and now includes monthly production. You can also access the Online Product Guide, Agent Guidelines, and download office forms directly from your computer. So instead of picking up the phone, log onto
www.uageneralagency.com/office or send an e-mail to uaservice@torchmarkcorp.com.
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Attn: Texas Agents
As previously communicated, effective immediately Texas has approved a new app/brochure for the RT85 and the 400 Series.
The new form number for the RT85 is RT85/GD SLTXP, and for the 400 Series the new form number is SWLB SLTXR P.
The cut-off date for new business written with the old app/brochure is Nov. 15, 2001. You can order updated supplies by contacting Agent Supply at (800)285-3676.
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Underwriting Guidelines
All applications for United American Insurance policies must be negotiated in person by the Writing Agent. Under no circumstances should applications be taken through the mail or over the phone.
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Holiday Schedule
This is a reminder that the Home Office will be closed Thursday, Nov. 22 and Friday, Nov. 23, 2001 for the Thanksgiving Day holiday.
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Change In Underwriting
We have changed our Underwriting rule on underage health plans. The
GSP/HSXC series can now be issued with a major medical plan provided the deductible on the major medical plan is higher than the miscellaneous schedule on the
GSP/HSXC. For example, if the major medical (in force or pending) has a deductible of $10,000, the HSXC 7500 can be used (see other examples below).
| Major medical with/$10,000 deductible
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HSXC 7500
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| Major medical with/$20,000 deductible
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GSP 15000
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| Major medical with/$25,000 deductible
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GSP 25000 or any of the
above |
Proof of the major medical deductible must accompany the application for
GSP/HSXC. If the major medical is applied for with another company at the same time as the
GSP/HSXC, a copy of the major medical application must be attached to the
GSP/HSXC. If the major medical is already in force, a copy of the policy schedule page must be attached to the
GSP/HSXC application.
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HMO Marketing Tools
Seniors who will be involuntarily disenrolled from their Medicare HMOs in 2002 will be looking for new forms of health care.
That makes now the perfect time to get the word out about UA’s Medicare Supplement products.
This ad is available in states where approved. Check www.uageneralagency.com/office
for updated ad approvals.
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October
2001
Reviving Your Sales Spirit 