Articles:

Good Sense Plan
A special mailing regarding Good Sense Plan (GSP1) rate approvals for individual and UAatWork new business and renewals has been mailed to General Agents working in the following states:

Colorado, Delaware, Hawaii, Indiana, Kansas, Montana, Tennessee, Utah and West Virginia. The new business effective date was December 1, 2006.

A special mailing has also been sent to General Agents working in South Carolina, where the new business effective date is January 15, 2007.

ProCare
A special mailing regarding ProCare Medicare Supplement rate approvals for new business and renewals has been mailed to General Agents working in Idaho and South Dakota. The new business effective date is January 1, 2007.

A special mailing has also been sent to General Agents working in Ohio and Wyoming, where the new business effective date is January 15, 2007.

Interest Rates Set
The Lifestyle Annuity new money interest rate for the month of December is 4.35 percent and for the month of January is 4.20 percent. Rates will continue to be reviewed and adjusted accordingly.

The Deposit Fund Rider new business interest rate for 2006 and 2007 has been set at 3.00 percent.

FLEXguard PLUS Approvals
A special mailing regarding approval for sale of the FLEXGUARD Plus limited benefit policy has been sent to General Agents working in the following states:

Arizona, Missouri, Oklahoma, Tennessee, Texas, and Wyoming.

If you did not receive this notice, please contact the Agent Service Center at 800-925-7355. (Please see the center spread on pages 6 and 7 for important information on FLEXGUARD Plus.)

Individual Life Series Application (MLAP) Approvals
A special mailing regarding approval and immediate use of the new Individual Life Series application (MmLAP) for use with 10-Year Tterm, Whole Life, and 21-Pay Whole Life new business is mailing to General Agents working in the following states:

Arkansas, Colorado, Florida, Louisiana, MIssouri, North Carolina, Ohio, Oklahoma, South Carolina, and Texas. If you have not received this notice, please contact the Agent Service Center at 800-925-7355. Please see page 9 for additional information.

Advertising Reminders
Any type of sales or advertising materials, including print ads, TV or radio scripts, electronic format or email, flyers, or direct mail pieces, must be submitted to the Home Office for written approval prior to publication or use. Please allow two to three weeks for the review and evaluation of your piece. If state approval is required, allow additional time.

Some tips for getting your piece approved:

1. Clearly identify the full name of the Company, United American Insurance Company, at least once in the body of the advertisement, preferably near the top.

2. If the advertisement is for a Medicare Supplement policy, you must also include the Medicare disclaimer at the end of the piece in no smaller than 10-point type. The disclaimer should read: United American Insurance Company is not associated with Medicare, Social Security, or any other government agency.

3. Clearly identify the products and services mentioned in the sales piece by including the policy form number(s).

4. Use words and concepts that your intended audience can clearly understand. Avoid “industry” terms that the average person would not know. Also, avoid using ambiguous terms such as “comprehensive,” “the best,” or “the only.”

5. Use only the most recent facts and figures available when citing general financial information or statistics about the Company, its products, or its ratings. Always provide the source and date for any statistic, and source dates should not be more than two years old.