Articles:

All Agents
Order Convention Photos
Go to http://www2.snapfish.com/ thumbnailshare/AlbumID=222657602/ a=130313708 to order photos from the General Agency Convention in Puerto Rico. You will have to create a free account to view and order photos.

Form Revisions
Application/brochures and outlines of coverage for HIXC, MMXC, SHXC, and SSXC have been revised. Go to www. uageneralagency.com/office, select the Compliance Sheet for your state and download and replace your existing supply. You may order new supplies by e-mailing uaagentsupply@torchmarkcorp.com.

Medicare Part B Deductibles
As previously communicated, the Medicare Part B deductible increased to $135 in 2008. Accordingly, UA’s noncommissionable premium for new business and renewals on ProCare Medicare Supplement policies C and F, that cover the Part B deductible, increased to $135 on the same date the 2008 premium rates were effective. Noncommissionable premium was applied April 1 in the following states with rate approvals still pending at that time: Florida, Hawaii, Michigan, Mississippi, Missouri, Montana, Nevada, Pennsylvania, Vermont, Virginia, and Washington.

Medicare HDF Deductible Waiver
For HDF policies with an effective date of July 1- Sept. 30, we will waive $500 of the 2008 calendar-year deductible of $1,900. The first $1,400 must be paid by the policyholder before benefits begin.

Reserve Fund Anuity
The Reserve Fund Annuity (RFA) brochure has been updated to reflect the 3.00 percent minimum guarantee issue for all states where the RFA is approved for HDF, K, and L business. The new form number is F4546 R08. Go to www.uageneralagency.com/office, select the Compliance Sheet for your state and download the updated form.

Approvals Procare Rates
A special mailing regarding ProCare Medicare Supplement rate approvals for new business and renewals is being mailed to General Agents working in Montana and Pennsylvania.

The new rate effective date is July 1.

Go to www.uageneralagency.com/office/ rates.asp to download new rate cards.

Procare Brochure
The recently updated ProCare Product Brochure F4931R08 has been approved for use in Nevada, North Dakota, and Utah.

The updated brochure provides more details about waiting periods for all applicants and which plans are available to applicants eligible for Medicare due to disability. Remember, always provide Medicare Supplement disability applicants with an Outline of Coverage DS-MS2006 and the Product Brochure F4931R08 at the time of the sale.

Go to www.uageneralagency.com/office and select the Compliance Sheet for your state to download the updated brochure. Please use your existing supply of F4931 before updating to the F4931R08.

Foundation signature series (MMGAP)
A special mailing regarding Foundation Signature Series (MMGAP) product approval is being sent to General Agents working in West Virginia.

MMGAP is an innovative solution to help individuals cover their major medical deductibles, copayments, and coinsurance.

Go to www.uageneralagency.com/ foundation to learn the specifics of the product and to download the Marketplace Bulletin, applications, rates, and sales tools.

E-mail questions to agencyservice@torchmarkcorp.com.

Attn: Illinois Agents
As previously communicated, as of June 1, any person eligible for under age 65 Medicare Supplement disability coverage may select from Underage Disability Plans A, B, C, D, F, HDF, G, K, or L. The open enrollment period extends for six months, beginning the date the applicant is eligible for Medicare disability. For those enrolled in Medicare Part B prior to June 1, open enrollment extends through Dec. 1. These plans are noncommissionable.

Go to www.uageneralagency.com/office/ downloads.asp to download and print the new rate card and select the Illinois Compliance Sheet for the application and revised Outline of Coverage.

Attn: Maryland Agents
As previously communicated, the FLEXGUARD Plus and UAatWork FLEXGUARD Outline of Coverage has been revised to include new attained age rating language.

Go to www.uageneralagency.com/office to the Maryland Compliance Sheet to download the new Outline of Coverage DS-GSP2R(19).

Interest Rate Set
The Lifestyle Annuity rate for June is 4.00 percent. Rates will be reviewed and adjusted accordingly.

The Deposit Fund Rider new business interest rate for 2008 has been set at 3.00 percent.

Holiday Schedule
The Home Office will be closed Friday, July 4. As you celebrate the festivities of Independence Day, take time to give thanks for the many freedoms we cherish as citizens of the United States. It’s still the greatest country in the world!